Tuesday, July 28, 2009

One way travel

by Keith McGregor

A common question asked in relation to travel is whether it is possible to buy travel insurance for one way travel. Yes, you can is the short answer but do look around as not every travel insurance policy provides this level of cover and you could be caught out.

What do we mean by one way travel? This is taken to mean when someone has open ended travel plans and has not bought a return leg or, perhaps, if someone is emigrating and wants to have cover for the travel part of their itinerary. The advice here is to check the policy wording carefully. Some policies, mostly at the cheaper end of the market, will not have cover in place for one way travel and will require travellers to have purchased, or have proof of purchase, of a return ticket and insurers will ask to see this, if and when, a claim is made. Once you have found a travel insurance provider who will cover one way travel, you do need to remember that cover will only be provided for the period of their insurance or there could be a restriction on how long the cover is in place once you have arrived at your final destination. This could easily be overlooked. Likewise, don't assume that your annual multi-trip insurance policy will cover you for the period you spend away, as most of these policies do have trip limits. So if your annual policy allows you to take individual trips of, say, 31 days per trip, then if your one way travel exceeds this then you will definitely not be covered after that period. The same applies to single trip travel insurance policies. For instance, if you planning to take out a three week insurance policy to go backpacking in Europe this summer to attend Euro 2008, then don't exceed your insurance period and still assume you are covered. The lure of the open road, not restricted by an end dateArticle Search, has much to recommend it but don't let this search for complete travel freedom catch you out.

Keith McGregor is a partner of Strawberrysoup, a web design agency with offices in Chichester and Bournemouth. Strawberrysoup specialise in creative web design, content managed websites, search engine optimisation, search engine marketing and graphic design


One way travel



At July 16, 2011 at 3:51 AM , Anonymous small business insurance said...

Is that possible that I can get an insurance scheme just for a single trip ? I will surely keep in mind all the facts when searching for one way travel insurance scheme and will choose one that will come up to my expectation and carefully read all the terms before finalizing any scheme.


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